Mortgage Simulator

Have you decided to buy your dream home? Need to find the best credit housing for your specific case and do not have the availability to deal with all the red tape? Use the housing credit simulator below and have the professional support to have the cheapest housing credit. And best of all, there is no cost to you! See for an observation

Choose Your Home Before Using the Mortgage Simulator

Choose Your Home Before Using the Mortgage Simulator

The first step to buying a home with the use of credit housing should be the choice of a home. You can certainly simulate different scenarios to figure out how much you can go to when buying your home. However, the most correct use of the credit simulator should contain a value of the property as close to reality as possible. And this is a reality because the spread amount of your credit will vary greatly with the effort rate, property values, warranty and required financing.

Prepare Your Case With Caution

Once you have chosen the housing you should keep in mind the variables that may reduce the interest rate of your housing credit. You should note:

  • Effort rate – The ratio between the installments of your credits and the net income of the household. Try to have a reduced effort rate so that the simulator housing credit from your bank register a lower rate.
  • Contract of employment – Banks want customers with stable incomes. They want clients with a work contract of effectiveness and a reduced weight of variable income.
  • Loan / guarantee ratio – Currently the bank does not want to lend more than 80% of the value of the valuation of its housing. So you should keep in mind that the assessment should be more generous than what you will pay for your home. You have to negotiate with the seller for a low price and use some of your savings to give input.
  • Guarantor – If you want to improve your credit quality you may have a guarantor to give an additional “comfort” to the operation.

How to Use the Mortgage Simulator?

How to Use the Mortgage Simulator?

Already chose your home and already collected some information so it is time to fill the housing credit simulator.

Try to make the most accurate information possible. You will then be contacted by one of Madame Defarge’s consultants for confirmation of data and to discuss the next steps with you. We remember that the process of housing credit does not have any cost for you . We do all the work and we deal with all negotiation and bureaucracy per se.

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